Most founder CEOs will tell you that it's the people who matter most for a start-up's success'that entrepreneurial band of software engineers, product developers, marketing managers, finance associates, and others who can help bring an idea to life and then to market. Founder CEOs know that talent is a key building block of organizational success, along with strong leadership, a common purpose, and a performance-oriented culture. But many are less clear about how these building blocks may need to be restacked or shifted as the start-up evolves: How (and how many) people, processes, behaviors, and skill sets need to change as the company expands'particularly in fast-growth start-ups where companies can double themselves year on year' To find out, we interviewed scores of founder CEOs and top teams at successful technology start-ups, conducted in-depth analysis of public data, and supplemented all those data with discussions with relevant experts and industry veterans (see sidebar 'Sizing the situation for scaling start-ups')....

Good morning & happy Saturday! We're finishing another incredible FinTech week on the weekend but oh my it's worth the wait ' Today we're looking at Klarna which continues doubling down on artificial intelligence with a new advanced AI shopping assistant (what's the USP here, why it matters & what's next + bonus reads on how Klarna is crushing it in all things AI), JPMorgan which is about to launch credit cards in the UK (a quick look at how their digital overseas gambit is paying off big time, why it matters & what's next + a bonus deep dive into JPM & their latest financials), and FinTech that continues to eat e-commerce (how e-commerce giants are becoming payments heavyweights, what's next + a bonus deep dive in Shopify). So without further ado let's just jump straight into the game-changing stuff ''...

Milton Orr looked across the rolling hills in northeast Tennessee. 'I remember when we had over 1,000 dairy farms in this county. Now we have less than 40,' Orr, an agriculture adviser for Greene County, Tennessee, told me with a tinge of sadness. That was six years ago. Today, only 14 dairy farms remain in Greene County, and there are only 125 dairy farms in all of Tennessee. Across the country, the dairy industry is seeing the same trend: In 1970, more than 648,000 US dairy farms milked cattle. By 2022, only 24,470 dairy farms were in operation. While the number of dairy farms has fallen, the average herd size'the number of cows per farm'has been rising. Today, more than 60 percent of all milk production occurs on farms with more than 2,500 cows. In 1937, the Federal Milk Marketing Orders, or FMMO, were established under the Agricultural Marketing Agreement Act. The purpose of these orders was to set a monthly, uniform minimum price for milk based on its end use and to ensure that farmers were paid accurately and in a timely manner....

Can AI be creative' While this question often leads to philosophical debates about the meaning of creativity, one fact is clear: Many creative professionals are already using an increasing array of AI tools.1 Art directors, copywriters, and others are harnessing generative AI's capabilities to generate a large stream of text, imagery, and sound on demand. In one notable example, AI-generated content was selected as the winner in the creative photo category of the Sony World Photography Awards.2 What does this trend mean for the future of creative industries, the leaders who manage creative work in their companies, and their coworkers who make decisions in related areas such as marketing, sales, and legal' Here, we'll discuss the ways in which AI is affecting this type of work and how creative leaders and their colleagues can prepare for these shifts. The proliferation of generative AI tools is set to substantially increase the creative content supply by enabling high-speed, low-cost production work. Consider the results of a survey of 650 executives: Early adopters of GenAI saved about 11 hours per week in various content marketing tasks, such as brainstorming and refining the design of images, infographics, and other visuals.3 Likewise, creatives are using generative AI to rapidly prototype ideas and test them within minutes.4...